2875 Moray Ct, Aurora, IL 60503 Property Records

Will County property record for 2875 Moray Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,554 sqft · built 2000
Lot Size	0.22 acres (9,499 sqft)
Owner	Individual Name on Record
Tax Bill	$12,434 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-107-023`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-107-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,554 sqft Total Area
1st Floor Area	1,435 sqft
2nd Floor Area	1,119 sqft
Basement Area	1,435 sqft
Unfinished Basement	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	9,499 sqft (0.22 acres)
Garage Area	462 sqft

Location & Zoning

Street Address	2875 MORAY CT
City	AURORA
State	IL
Zip	60503-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 223 IN HARBOR SPRINGS UNIT FIVE, P.U.D., A SUB OF PRT OF THE W1/2 NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	5
Legal Lot Number	223
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3013
Census Tract	880324

Owner

Source: Will County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2875 MORAY CT, AURORA, IL 60503-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Loan Assumption NEWREZ LLC
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 9, 2018	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 19, 2017	Warranty Deed, Transfer · VA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018
Deed Sale	Aug 9, 2018
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201855785
Last Transfer Date	Jun 3, 2025
Transfer Doc	0000032555
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2875 MORAY CT, AURORA, IL 60503-5737
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, WILL COUNTY RECORDER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037260
Date	Jul 25, 2023
Instrument	R2023037260

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2875 MORAY CT, AURORA, IL 60503-5737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092594
Date	Oct 21, 2020
Instrument	R2020092594

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	DALLAS, TX 75219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Aug 9, 2018
Property Address	2875 MORAY CT, AURORA, IL 60503-5737
Document Number	0000055785
Map Reference	DOCR97-79195
Instrument Date	Dec 18, 2017
Instrument	R2018055785
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2875 MORAY CT, 2875, AURORA, IL 60503-5737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 MORAY CT, AURORA, IL 60503-5737

Mortgage

Document Number	0000055786
Date	Aug 9, 2018
Instrument	R2018055786

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Interest

Rate	3.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 19, 2017
Property Address	2875 MORAY CT, AURORA, IL 60503-5737
Document Number	0000030432
Map Reference	DOC R97-79195
Instrument Date	Apr 12, 2017
Instrument	R2017030432
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	BAIRD & WARNER TITLE SVCS IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,314.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 MORAY CT, AURORA, IL 60503-5737

Mortgage

Document Number	0000030433
Date	Apr 19, 2017
Instrument	R2017030433

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,434.00
2024		$142,803 (+28.86%) Land $23,259 Building $119,544	$428,409 (+28.86%) Land $69,777 Building $358,632
2022	Homeowner's exemption	$110,821 Land $19,437 Building $91,384	$332,463 Land $58,311 Building $274,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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