2870 Moray Ct, Aurora, IL 60503 Property Records

Will County property record for 2870 Moray Ct, Aurora, IL 60503 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,206 sqft · built 2000
Lot Size	0.23 acres (9,869 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2021)
Tax Bill	$11,102 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-107-013`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-107-013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,206 sqft Total Area
1st Floor Area	1,092 sqft
2nd Floor Area	1,114 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	9,869 sqft (0.23 acres)
Garage Area	420 sqft

Location & Zoning

Street Address	2870 MORAY CT
City	AURORA
State	IL
Zip	60503-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 208 IN HARBOR SPRINGS UNIT FIVE, P.U.D., A SUB OF PRT OF THE W1/2 NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	5
Legal Lot Number	208
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3013
Census Tract	880324

Owner

Source: Will County records · APN 07-01-05-107-013

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2870 MORAY CT, AURORA, IL 60503-5739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Nov 17, 2000 · Amount on Record
Deed Document Number	202190655
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 16, 2021
Property Address	2870 MORAY CT, AURORA, IL 60503-5739
Document Number	0000090655
Map Reference	DOC R97-79195
Instrument Date	Aug 12, 2021
Instrument	R2021090655
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2870 MORAY CT, 2870, AURORA, IL 60503-5739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 MORAY CT, AURORA, IL 60503-5739

Mortgage

Document Number	0000090656
Date	Aug 16, 2021
Instrument	R2021090656

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2051

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,102.00 (+5.89%)
2024	$10,484.00 (+18.75%)	$128,284 (+28.64%) Land $23,259 Building $105,025	$384,852 (+28.64%) Land $69,777 Building $315,075
2022	$8,829.00 Homeowner's exemption Senior Citizen's exemption	$99,722 Land $19,437 Building $80,285	$299,166 Land $58,311 Building $240,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978803243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.