2875 Camino Serbal, Carlsbad, CA 92009 Property Records

San Diego County property record for 2875 Camino Serbal, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,359 sqft · built 2002
Lot Size	0.272 acres (11,833 sqft)
Owner	2 Individual Names on File
Last Sale	$698,500 (Dec 2001)
Tax Bill	$12,504 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-281-35-00`

Property Details

APN / Parcel Number

Primary APN	`255-281-35-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,359 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,833 sqft (0.272 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2875 CAMINO SERBAL
City	CARLSBAD
State	CA
Zip	92009-6997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 622 TR 013636
Legal Subdivision	CARLSBAD COURT
Legal Tract	013636
Legal Block	4
Legal Lot Number	622
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4005
Census Tract	20035

Owner

2875 Camino Serbal is owned and occupied by two individuals who acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN MONKEY INC
Apr 7, 2021	Intrafamily Transfer, Transfer
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2001 · Amount on File
Deed Sale	Dec 10, 2001 · Amount on File
Deed Document Number	2001905541
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000269477
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997

Mortgage

Document Number	0000291096
Date	Oct 24, 2023
Instrument	2023-0291096

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 1, 2033

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2021
Property Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997
Document Number	0000269475
Map Reference	MAP 13636
Instrument Date	Mar 3, 2021
Instrument	2021-0269475
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997

Mortgage

Document Number	0000269476
Date	Apr 7, 2021
Instrument	2021-0269476

Lender

Name	LOAN MONKEY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2021
Property Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997
Document Number	0000269477
Map Reference	MAP 13636
Instrument Date	Mar 3, 2021
Instrument	2021-0269477
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2875 CAMINO SERBAL, CARLSBAD, CA 92009-6997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304552
Date	Jul 26, 2018
Instrument	2018-0304552

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2875 Camino Serbal was $12,504 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,052,327 (+2%) Land $452,044 Building $600,283
2025	$12,504.00 Homeowner's exemption	$1,031,694 Land $443,181 Building $588,513
2023	$11,743.00 (+2.16%) Homeowner's exemption	$991,634 Land $425,973 Building $565,661
2022	$11,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2875 Camino Serbal in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 Camino Serbal is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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