2864 Camino Serbal, Carlsbad, CA 92009 Property Records

San Diego County property record for 2864 Camino Serbal, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,120 sqft · built 2002
Lot Size	0.307 acres (13,391 sqft)
Owner	2 Individual Names on File
Last Sale	$3,325,000 (Jun 2022)
Tax Bill	$34,745 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-281-28-00`

Property Details

APN / Parcel Number

Primary APN	`255-281-28-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,120 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	13,391 sqft (0.307 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2864 CAMINO SERBAL
City	CARLSBAD
State	CA
Zip	92009-6993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 557 TR 013636
Legal Subdivision	ARROYO LA COST
Legal Tract	013636
Legal Block	4
Legal Lot Number	557
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20035

Owner

2864 Camino Serbal is owned and occupied by two individuals who bought it in June 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2864 CAMINO SERBAL, CARLSBAD, CA 92009-6993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Jun 22, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	2022260569
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0000364465
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2022
Property Address	2864 CAMINO SERBAL, CARLSBAD, CA 92009-6993
Document Number	0000260569
Map Reference	MAP 13636
Instrument Date	May 31, 2022
Instrument	2022-0260569
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9425 17TH AVE NE, SEATTLE, WA 98115-3217

Mortgage

Document Number	0000260570
Date	Jun 23, 2022
Instrument	2022-0260570

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8%
Index	1-Year CMT
Margin	2
Max Rate	8%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	2864 CAMINO SERBAL, CARLSBAD, CA 92009-6993
Document Number	0000324044
Instrument Date	Apr 30, 2020
Instrument	324044
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	EQUITY TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2864 CAMINO SERBAL CARLSBAD CA 920096993, CARLSBAD, CA 92009-6993

Mortgage

Document Number	324045
Date	Jun 22, 2020
Instrument	324045

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 2864 Camino Serbal was $34,745 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,100,000 (-) Land $2,200,000 Building $900,000
2025	$34,745.00 Homeowner's exemption	$3,100,000 Land $2,200,000 Building $900,000
2023	$37,051.00 (+104.68%) Homeowner's exemption	$3,391,500 Land $2,397,000 Building $994,500
2022	$18,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2864 Camino Serbal in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2864 Camino Serbal is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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