Carroll County property record for 2874 Talbert Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,808 sqft · built 1994 |
| Lot Size | 0.961 acres (41,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Sep 2026) |
| Tax Bill | $6,531 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-065514 |
| Primary APN | 04-065514 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,852 sqft (0.961 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 290 sqft |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065514 |
|---|---|
| Street Address | 2874 TALBERT RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 14- 41852 SF 2874 TALBERT RD 35-52/53 ST GEORGES GATES SC 2 |
| Legal Subdivision | SAINT GEORGES GATES |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2874 TALBERT RD, FINKSBURG, MD 21048-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | May 7, 2009 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 11854 / 391 |
| Transfer Doc | 0040170197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 2, 2026 |
| Property Address | 2874 TALBERT RD, FINKSBURG, MD 21048-1942 |
| Document Number | 1185000391 |
| Book / Page | 11854 / 391 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | MANOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2874 TALBERT RD, FINKSBURG, MD 21048-1942 |
| Document Number | 1185000398, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 11854/398 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,531.00 (+3.13%) Homeowner's exemption | $577,867 (+3.15%) | $613,200 (+9.46%) Land $198,300 Building $414,900 |
| 2025 | $6,333.00 (+9.51%) Homeowner's exemption | $560,200 (+9.46%) Land $158,400 Building $401,800 | $560,200 (-) Land $158,400 Building $401,800 |
| 2023 | $5,783.00 Homeowner's exemption | $511,800 | $560,200 Land $158,400 Building $401,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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