Carroll County property record for 2845 Talbert Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,491 sqft · built 1994 |
| Lot Size | 0.923 acres (40,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Aug 2014) |
| Tax Bill | $6,347 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-065158 |
| Primary APN | 04-065158 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,491 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,201 sqft (0.923 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065158 |
|---|---|
| Street Address | 2845 TALBERT RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 6- 40201 SQ FT TALBERT RD 34-118/119 ST GEORGES GATES SC 1 |
| Legal Subdivision | ST GEORGES GATES |
| Legal Lot Number | 6 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2845 TALBERT RD, FINKSBURG, MD 21048-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2014 · Amount on Record |
| Deed Sale | Aug 26, 2014 · Amount on Record |
| Prior Sale | Jan 13, 2003 |
| Deed Book / Page | 7745 / 426 |
| Transfer Doc | 0032060201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2845 TALBERT RD, FINKSBURG, MD 21048-1943 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0105440399 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 10544/399 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,347.00 (+4.17%) Homeowner's exemption | $561,400 (+3.22%) | $596,400 (+9.65%) Land $196,800 Building $399,600 |
| 2025 | $6,093.00 (+9.67%) Homeowner's exemption | $543,900 (+10.6%) Land $156,900 Building $387,000 | $543,900 (-) Land $156,900 Building $387,000 |
| 2023 | $5,556.00 Homeowner's exemption | $491,767 | $543,900 Land $156,900 Building $387,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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