2874 Saddle Way, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2874 Saddle Way, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,271 sqft · built 1981
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Apr 2025)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`012-232-005`

Property Details

APN / Parcel Number

Primary APN	`012-232-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,262 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2874 SADDLE WAY
City	BRADLEY
State	CA
Zip	93426-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 378 LT 45 LESS MIN RTS
Legal Subdivision	TRACT 378
Legal Tract	378
Legal Block	2
Legal Lot Number	45
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2110
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2874 SADDLE WAY, BRADLEY, CA 93426-9612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 5, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202511480
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 10, 2020
Property Address	2874 SADDLE WAY, BRADLEY, CA 93426-9612
Document Number	0000072915
Map Reference	MB 7 PG 42
Instrument Date	Dec 1, 2020
Instrument	2020072915
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4178 CREDENTE DR, SANTA BARBARA, CA 93110

Mortgage

Document Number	0000072916
Date	Dec 10, 2020
Instrument	2020072916

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2017
Property Address	2874 SADDLE WAY, BRADLEY, CA 93426-9612
Document Number	0000024286
Instrument Date	May 24, 2017
Instrument	24286
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$757.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	911 CAMINO CABALLO NIPOMO CA 934448853, NIPOMO, CA 93444-8853

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,000 (+25.17%) Land $290,700 Building $576,300
2025	$8,627.00 (+9.79%)	$692,645 (+4.04%) Land $162,364 Building $530,281
2023	$7,858.00 (-1.74%)	$665,751 Land $156,060 Building $509,691
2022	$7,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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