2870 Saddle Way, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2870 Saddle Way, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,247 sqft · built 1973
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2020)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012-232-007`

Property Details

APN / Parcel Number

Primary APN	`012-232-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2870 SADDLE WAY
City	BRADLEY
State	CA
Zip	93426-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 378 LT 47 LESS 1/2 MIN RTS
Legal Subdivision	TRACT NO 378
Legal Tract	378
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2110
Census Tract	10017

Owner

2870 Saddle Way is owned and occupied by an individual who bought it in November 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2870 SADDLE WAY, BRADLEY, CA 93426-9612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Deed Document Number	202066943
Prior Transfer Date	Mar 9, 2016
Prior Transfer Doc	0000012517
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 17, 2020
Property Address	2870 SADDLE WAY, BRADLEY, CA 93426-9612
Document Number	0000066943
Map Reference	MB 7 PG 42
Instrument Date	Nov 3, 2020
Instrument	2020066943
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2870 SADDLE WAY, BRADLEY, CA 93426-9612

Mortgage

Document Number	0000066944
Date	Nov 17, 2020
Instrument	2020066944

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 21, 2018
Property Address	2870 SADDLE WAY, BRADLEY, CA 93426-9612
Document Number	0000034579
Instrument Date	Aug 21, 2018
Instrument	34579
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2870 SADDLE WAY BRADLEY CA 934269612, BRADLEY, CA 93426-9612

Tax Assessment & Valuation

The 2025 property tax bill for 2870 Saddle Way was $4,851 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,824 (+2%) Land $138,010 Building $220,814
2025	$4,851.00 Homeowner's exemption	$351,789 Land $135,304 Building $216,485
2023	$4,305.00 (-1.28%) Homeowner's exemption	$338,130 Land $130,050 Building $208,080
2022	$4,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2870 Saddle Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2870 Saddle Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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