2874 Pine Hill Dr, Troy, MI 48098 Property Records

Oakland County property record for 2874 Pine Hill Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 1954
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Company Names on Record
Last Sale	$362,500 (Jul 2019)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-18-302-017`

Property Details

APN / Parcel Number

Primary APN	`88-20-18-302-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,202 sqft Living Area
1st Floor Area	2,202 sqft
Basement Area	2,202 sqft
Unfinished Basement	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	203 ft deep x 140 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2874 PINE HILL DR
City	TROY
State	MI
Zip	48098-4294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T2N, R11E, SEC 18 PINE HILL LOT 69
Legal Range	11E
Legal Township	2N
Legal Section	18
Legal Subdivision	PINE HILL SUB
Legal Lot Number	69
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1009
Census Tract	196600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2874 PINE HILL DR, TROY, MI 48098-4294
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit LOC FCU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 6, 2018	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2019118817
Deed Book / Page	53063 / 34
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000083062
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2874 PINE HILL DR, TROY, MI 48098-4294
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 PINE HILL DR, TROY, MI 48098-4294

Mortgage

Document Number	0000025274
Date	Mar 14, 2024
Book Page	59221/624
Instrument	25274

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2874 PINE HILL DR, TROY, MI 48098-4294
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 PINE HILL DR, TROY, MI 48098-4294

Mortgage

Document Number	0000179450
Date	Jul 20, 2021
Book Page	56573/421
Instrument	179450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 25, 2019
Property Address	2874 PINE HILL DR, TROY, MI 48098-4294
Document Number	0000118817
Book / Page	053063 / 000034
Instrument Date	Jul 15, 2019
Instrument	118817
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,117.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	535 REED ST NORTHVILLE MI 481671157, NORTHVILLE, MI 48167-1157

Mortgage

Document Number	114036
Date	Jul 25, 2019
Book Page	053035/000369
Instrument	114036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 29, 2019
Property Address	2874 PINE HILL DR, TROY, MI 48098-4294
Document Number	0000065599
Book / Page	052773 / 000625
Instrument Date	Apr 29, 2019
Instrument	65599
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2720 PINE HILL DR TROY MI 480984211, TROY, MI 48098-4211

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 6, 2018
Property Address	2874 PINE HILL DR, TROY, MI 48098-4294
Document Number	0000180953
Book / Page	052335 / 000301
Instrument Date	Nov 2, 2018
Instrument	180953
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,087.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2720 PINE HILL DR TROY MI 480984211, TROY, MI 48098-4211

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,902.00 (-1.5%)
2023			$347,420
2022	$5,992.00	$173,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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