2874 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2874 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1978
Lot Size	6.4 acres (278,784 sqft)
Owner	Company Name on Record
Tax Bill	$822 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-06-23-0-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-06-23-0-000-003.000`
Alternative APNs	`ALT APN:1006230000003000` `206775`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	278,784 sqft (6.4 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	384 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	206775
Street Address	2874 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW INT, SWLY 1930', W 490', S 290' NW R/W, NELY 385', SELY515', ELY 388' NWLY577 ', W 172.3, SWLY 90', N 70'NW R/W
Legal Range	10E
Legal Township	09S
Legal Section	23
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2000
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Dec 12, 2018	Warranty Deed, Transfer
Dec 12, 2018	Warranty Deed, Transfer
Dec 12, 2018	Warranty Deed, Transfer
Dec 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2018
Transfer Doc	0000205507
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2874 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2280
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216711
Date	Feb 22, 2021
Instrument	216711

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 12, 2018
Property Address	2874 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2280
Document Number	0000205510
Instrument Date	Nov 14, 2018
Instrument	205510
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 12, 2018
Property Address	2874 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2280
Document Number	0000205507
Instrument Date	Nov 14, 2018
Instrument	205507
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 12, 2018
Property Address	2874 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2280
Document Number	0000205508
Instrument Date	Nov 14, 2018
Instrument	205508
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 12, 2018
Property Address	2874 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2280
Document Number	0000205509
Map Reference	DB A-122 PG 214
Instrument Date	Nov 14, 2018
Instrument	205509
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, CEDAR BLUFF, AL 35959-0442

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$822.00 (+8.59%)
2025	$757.00 (+1.34%)	$8,480 (+3.41%) Land $2,180 Building $6,300	$262,900 (+1.04%) Land $21,700 Building $241,200
2024	$747.00 Additional exemption filed	$8,200 (-68.51%) Land $1,900 Building $6,300	$260,200 (-) Land $19,000 Building $241,200
2023	$747.00 Additional exemption filed	$26,040 (+217.56%)	$260,200 (-) Land $19,000 Building $241,200
2022	$747.00 Additional exemption filed	$8,200 Land $1,900 Building $6,300	$260,200 Land $19,000 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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