2700 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2700 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,282 sqft · built 1998
Lot Size	9.9 acres (431,244 sqft)
Owner	Individual Name on Record
Last Sale	$219,500 (Nov 2021)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-06-23-0-000-002.006`

Property Details

APN / Parcel Number

Primary APN	`13-10-06-23-0-000-002.006`
Alternative APNs	`ALT APN:1006230000002006` `213707` `23776`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,282 sqft Living Area
1st Floor Area	2,105 sqft
Upper Floors Area	1,177 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	431,244 sqft (9.9 acres)
Garage Type	Mixed
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	198 sqft
Deck Area	428 sqft

Location & Zoning

Account Number	213707
Street Address	2700 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PORTION OF TR 41 T W DUNCAN EST. SUB PB8/95 & 96; ALSO SWCOR SW/4 NE/4; NELY 398.47; NWLY 690; SWLY 830 TO POB
Legal Range	10E
Legal Township	09S
Legal Section	23
Legal Subdivision	T W DUNCAN ESTATE SUBDIVISION
Legal Tract	41
Legal Lot Number	41
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2000
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2700 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Oct 14, 2009 · Amount on Record
Deed Document Number	2021221501
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 22, 2021
Property Address	2700 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2281
Document Number	0000221501
Instrument Date	Sep 28, 2021
Instrument	221501
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221502
Date	Nov 22, 2021
Instrument	221502

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (+7.21%)
2025	$1,845.00 (+1.26%) Homeowner's exemption	$41,620 (+1.31%) Land $4,460 Building $37,160	$451,800 (+1.23%) Land $44,600 Building $407,200
2024	$1,822.00 (-51.39%) Additional exemption filed	$41,080 (-53.98%) Land $3,920 Building $37,160	$446,300 (-) Land $39,100 Building $407,200
2023	$3,748.00 (+105.82%) Homeowner's exemption	$89,260 (+1,093.32%)	$446,300 (+0.02%) Land $39,100 Building $407,200
2022	$1,821.00 Homeowner's exemption	$7,480 Land $3,900 Building $3,580	$446,200 Land $39,000 Building $407,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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