2872 State Rte 140 E, Utica, KY 42376 Property Records

Daviess County property record for 2872 State Rte 140 E, Utica, KY 42376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 2008
Lot Size	2.12 acres (92,391 sqft)
Owner	Individual Name on Record
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Apr 2008 Construction Loan Jul 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-00-00-059-01-000`

Property Details

APN / Parcel Number

Primary APN	`079-00-00-059-01-000`
Alternative APN	`2252242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,727 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	92,391 sqft (2.12 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2872 STATE ROUTE 140 E
City	UTICA
State	KY
Zip	42376-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2872 HWY 140 E
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2049
Census Tract	1703

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 98, UTICA, KY 42376-0098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2008	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Jul 25, 2008	Deed of Trust, Mortgage OLD NATIONAL BANK
Sep 30, 2008	Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2872 STATE ROUTE 140 E, UTICA, KY 42376-9786
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001632/308
Date	Apr 1, 2008
Book Page	1632/308
Instrument	2008-00005122

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 27, 2009

Interest

Rate Type	Adjustable Rate

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2872 STATE ROUTE 140 E, UTICA, KY 42376-9786
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001651/834
Date	Jul 25, 2008
Book Page	1651/834
Instrument	2008-00012391

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Nov 18, 2008

September 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Sep 30, 2008
Property Address	2872 STATE ROUTE 140 E, UTICA, KY 42376-9786
Document Number	000853/271
Book / Page	0853 / 271
Instrument Date	Sep 26, 2008
Instrument	200800016062
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 FREDERICA ST, OWENSBORO, KY 42301-3074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2872 KENYURITY HWY 140 E, 12376
Investor	Possibly a Property Investor

Mortgage

Document Number	001661/163
Date	Sep 29, 2008
Book Page	1661/163
Instrument	2008-00016063

Lender

Name	AMERICAN MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,300 (-)	$215,300 (-)
2025	$1,713.00 Homeowner's exemption	$215,300 (+21.71%) Land $35,000 Building $180,300	$215,300 (+21.71%) Land $35,000 Building $180,300
2023		$176,900	$176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OHIO COUNTY WATER DISTRICT serves 16,511 people · EPA ID KY0920332
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon, Watch TV.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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