2774 State Rte 140 E, Utica, KY 42376 Property Records

Daviess County property record for 2774 State Rte 140 E, Utica, KY 42376

Property Summary

Property Type	Single Family Home
Details	built 1996
Lot Size	4.17 acres (181,863 sqft)
Owner	Individual Name on Record
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Aug 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-00-00-102-00-000`

Property Details

APN / Parcel Number

Primary APN	`079-00-00-102-00-000`
Alternative APN	`2248414`

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	181,863 sqft (4.17 acres)

Location & Zoning

Street Address	2774 STATE ROUTE 140 E
City	UTICA
State	KY
Zip	42376-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2774 HWY 140 E
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2049
Census Tract	1703

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1930 RAGU DR, OWENSBORO, KY 42303-1420
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Aug 11, 2006
Property Address	2774 STATE ROUTE 140 E, UTICA, KY 42376-9786
Document Number	000820/995
Book / Page	0820 / 995
Map Reference	MB24 PG24
Instrument Date	Jul 28, 2006
Instrument	00013975
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EASTERN HILLS, OWENSBORO, KY 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2714 STATE ROUTE 140 E, UTICA, KY 42376-9786

Mortgage

Document Number	001522/849
Date	Aug 11, 2006
Book Page	1522/849
Instrument	0013976

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (-)	$123,400 (-)
2025	$1,271.00	$123,400 (+0.82%) Land $45,000 Building $78,400	$123,400 (+0.82%) Land $45,000 Building $78,400
2023		$122,400	$122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OHIO COUNTY WATER DISTRICT serves 16,511 people · EPA ID KY0920332
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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