2872 Roseann Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2872 Roseann Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,387 sqft · built 1956
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (May 2026)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0010-0282-00`

Property Details

APN / Parcel Number

Primary APN	`550-0010-0282-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	937 sqft
Attic	Attic
Attic Area	450 sqft
Basement Area	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	119 sqft
Deck Area	Deck Area
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2872 ROSEANN LN
City	CINCINNATI
State	OH
Zip	45239-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEANN LN 50 X 125 LOT 20 JOHN SCHWIERLINGS 1ST SUB BLK A
Legal Subdivision	JOHN SCHWIERLINGS 1ST SUB
Legal Block	A
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20811

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2872 ROSEANN LN, CINCINNATI, OH 45239-7252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES FIRST SAVINGS BANK
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Dec 7, 2016 · Amount on Record
Deed Document Number	202634580
Deed Book / Page	15660 / 657
Prior Transfer Date	Nov 29, 1995
Prior Transfer Doc	0000170203
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2872 ROSEANN LN, CINCINNATI, OH 45239-7252
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026972
Date	Mar 14, 2022
Book Page	14623/2082
Instrument	2022-0026972

Lender

Name	PEOPLES FIRST SAVINGS BANK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 1, 2027

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2026
Property Address	2872 ROSEANN LN, CINCINNATI, OH 45239-7252
Document Number	0000034580
Book / Page	15660 / 657
Instrument Date	Apr 24, 2026
Instrument	202634580
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	RED LETTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,944.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2872 ROSEANN LN, CINCINNATI, OH 45239-7252

Mortgage

Document Number	0000034581,
Date	May 6, 2026
Instrument	202634581

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 (+2.26%)	$66,661 (-) Land $9,373 Building $57,288	$190,460 (-) Land $26,780 Building $163,680
2024	$3,538.00 (-0.48%)	$66,661 (-) Land $9,373 Building $57,288
2023	$3,555.00 (+6.92%)	$66,661 (+30.91%) Land $9,373 Building $57,288	$190,460 (+30.91%) Land $26,780 Building $163,680
2022	$3,325.00 Homeowner's exemption	$50,922 Land $8,383 Building $42,539
2020			$145,490 Land $23,950 Building $121,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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