Schenectady County and Rotterdam Town property record for 2872 Broadway, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,278 sqft · built 1931 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Nov 1997) |
| Tax Bill | $3,444 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-8-41 |
| Primary APN | 422800 48.19-8-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Upper Floors Area | 330 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 188 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2872 BROADWAY |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | R,G,ADD CENTR RLTY #3-183 2.-128-10 |
| Legal Block | 8 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32700 |
2872 Broadway is owned and occupied by an individual who bought it in November 1997.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 1997 · Amount on File |
| Deed Sale | Nov 25, 1997 · Amount on File |
| Deed Book / Page | 1527 / 815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Document Number | 0000001709 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 202501709 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000043591 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 4942/097 |
| Instrument | 201943591 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Document Number | 0000043592 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2872 BROADWAY SCHENECTADY NY 123062104, SCHENECTADY, NY 12306-2104 |
| Document Number | 0000043592 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 004942/000116 |
| Instrument | 43592 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 26, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2872 BROADWAY, SCHENECTADY, NY 12306-2104 |
| Document Number | 0000031512 |
| Book / Page | 004773 / 000176 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2872 BROADWAY SCHENECTADY NY 123062104, SCHENECTADY, NY 12306-2104 |
| Document Number | 0000031512 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 004773/000176 |
| Instrument | 31512 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 13, 2027 |
The 2026 property tax bill for 2872 Broadway was $3,444 with exemptions applied, down 4.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,444.00 (-4.6%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,610.00 | $113,000 Land $8,400 Building $104,600 | $173,800 Land $12,920 Building $160,880 |
| 2023 | $113,000 Land $8,400 Building $104,600 | $148,700 Land $11,054 Building $137,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2872 Broadway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2872 Broadway has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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