2862 Broadway, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2862 Broadway, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,026 sqft · built 1904
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$113,500 (Jun 2019)
Tax Bill$3,361 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 48.19-8-44

Property Details

APN / Parcel Number

Primary APN422800 48.19-8-44
Alternative APN
  • 280004801900080440000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions188 ft deep x 33 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2862 BROADWAY
CitySCHENECTADY
StateNY
Zip12306-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionR,G CNTR RLTY #3-30/2.-122-15
Legal Block8
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3004
Census Tract32700

Owner

2862 Broadway is owned and occupied by an individual who bought it in June 2019.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Jun 6, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jul 3, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Jun 4, 2019Warranty Deed, Transfer · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2019 · Amount on File
Deed SaleJun 4, 2019 · Amount on File
Prior SaleFeb 15, 2011 · Amount on File
Deed Document Number201924683
Deed Book / Page2012 / 324
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBROADWAY, SCHENECTADY, NY 12306

Mortgage

Document Number0000006567
DateFeb 19, 2021
Book Page5071/85
Instrument202106567
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2862 BROADWAY, SCHENECTADY, NY 12306-2104

Mortgage

Document Number0000006565
DateFeb 19, 2021
Book Page5071/73
Instrument202106565
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2862 BROADWAY, SCHENECTADY, NY 12306-2104

Mortgage

Document Number0000014171
DateJun 6, 2025
Instrument202514171
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029319
DateJul 3, 2018
Book Page4847/888
Instrument201829319
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJun 26, 2028

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 4, 2019
Property Address2862 BROADWAY, SCHENECTADY, NY 12306-2104
Document Number0000024683
Book / Page002012 / 000324
Instrument DateMay 30, 2019
Instrument24683
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanySNEERINGER MONAHAN PROVOST RED

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LAUR LIN DEE LN BURNT HILLS NY 120279789, BURNT HILLS, NY 12027-9789

Mortgage

Document Number24684
DateJun 4, 2019
Book Page004915/000051
Instrument24684
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 3, 2049

Mortgage

Document Number24685,
DateJun 4, 2019
Book Page004915/000063
Instrument24685
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2862 Broadway was $3,361, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,361.00 (+1.91%)
2025$3,298.00$90,000 Land $8,400 Building $81,600$138,500 Land $12,927 Building $125,573
2023$90,000 Land $8,400 Building $81,600$118,400 Land $11,051 Building $107,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2862 Broadway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2862 Broadway has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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