2872 Bandy Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 2872 Bandy Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,822 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Jun 2016)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70002900A`

Property Details

APN / Parcel Number

Primary APN	`70002900A`
Alternative APN	`24883`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,822 sqft Heated Area
Attic Area	1,728 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	672 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Open Porch
Porch Area	574 sqft
Deck Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24883
Street Address	2872 BANDY RD
City	RINGGOLD
State	GA
Zip	30736-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TRACT 3 GREGORY WHITMIRE PROPERTY
Legal Subdivision	LAND SURVEYOR #2168 3
Legal Tract	3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2872 BANDY RD, RINGGOLD, GA 30736-8656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage TJC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	0000182987
Deed Book / Page	1829 / 87
Last Transfer Date	Jun 21, 2016
Transfer Doc	0018290087
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	2872 BANDY RD, RINGGOLD, GA 30736-8656
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2872 BANDY RD, RINGGOLD, GA 30736-8656

Mortgage

Document Number	0021540000000001
Date	Jul 20, 2021
Book Page	0000002154/0000000001
Instrument	007025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	2872 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0019970374
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2872 BANDY RD RINGGOLD GA 307368656, RINGGOLD, GA 30736-8656

Mortgage

Document Number	0019970374
Date	Jul 11, 2019
Book Page	001997/000374
Instrument	4456

Lender

Name	TJC MTG
Type	Mortgage Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (+7.18%) Homeowner's exemption	$219,246 (+36.04%) Land $30,116 Building $189,130	$548,113 (+36.04%) Land $75,289 Building $472,824
2023	$3,563.00 (+18.85%) Homeowner's exemption	$161,164 Land $14,294 Building $146,870	$402,909 Land $35,734 Building $367,175
2022	$2,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ringgold Telephone Company DSL	50 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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