2804 Bandy Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 2804 Bandy Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,289 sqft · built 2018
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$270,751 (Jan 2019)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`700029005`

Property Details

APN / Parcel Number

Primary APN	`700029005`
Alternative APN	`24881`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,289 sqft Heated Area
1st Floor Area	1,235 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Porch	Finished/Screened Porch
Porch Area	456 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24881
Street Address	2804 BANDY RD
City	RINGGOLD
State	GA
Zip	30736-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TRACT 5 J & W LAND LLC PLAT
Legal Subdivision	J & W LAND LLC PLAT
Legal Tract	5
Legal Block	5
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	30100

Owner

2804 Bandy Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 3, 2021	Deed of Trust, Mortgage MOVEMENT MTG
Jan 8, 2019	Warranty Deed, Subdivision Related Transfer MORTGAGE INVTRS
Feb 12, 2019	Correction Deed, Subdivision Related Transfer CHOICE TITLE
Jan 8, 2019	Quit Claim Deed, Transfer CHOICE TITLE
Dec 19, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Dec 31, 2018
Deed Document Number	0001970377
Deed Book / Page	1970 / 377
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 BANDY RD, RINGGOLD, GA 30736-8656

Mortgage

Document Number	0022000000000144
Date	Feb 1, 2022
Book Page	0000002200/0000000144
Instrument	000919

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0021200079
Instrument Date	Mar 3, 2021
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 BANDY RD RINGGOLD GA 307368656, RINGGOLD, GA 30736-8656

Mortgage

Document Number	0021200079
Date	Mar 10, 2021
Book Page	002120/000079

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2051

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 8, 2019
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0019700377
Book / Page	001970 / 000377
Instrument Date	Jan 4, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 BANDY RD RINGGOLD GA 307368656, RINGGOLD, GA 30736-8656

Mortgage

Document Number	19700379
Date	Jan 8, 2019
Book Page	001970/000379

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

February 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 12, 2019
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0019740384
Book / Page	001974 / 000384
Instrument Date	Jan 3, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$270.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2804 BANDY RD RINGGOLD GA 307368656, RINGGOLD, GA 30736-8656

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 8, 2019
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0019700305
Book / Page	001970 / 000305
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2804 BANDY RD RINGGOLD GA 307368656, RINGGOLD, GA 30736-8656

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 19, 2017
Property Address	2804 BANDY RD, RINGGOLD, GA 30736-8656
Document Number	0019130180
Book / Page	001913 / 000180
Instrument Date	Dec 11, 2017
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	BANDY RD RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19130182
Date	Dec 19, 2017
Book Page	001913/000182

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	RINGGOLD, GA 30736

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 18, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Bandy Rd was $3,106 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 Homeowner's exemption	$166,024 Land $10,000 Building $156,024	$415,060 Land $25,000 Building $390,060
2023	$2,905.00 (+23.88%)	$129,758 Land $9,810 Building $119,948	$324,396 Land $24,525 Building $299,871
2022	$2,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2804 Bandy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Bandy Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ringgold Telephone Company DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bandy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures