2871 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2871 Ocean Blvd, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 808 sqft · built 1934
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on File
Last Sale	$739,000 (Nov 2021)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-263-051`

Property Details

APN / Parcel Number

Primary APN	`064-263-051`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2871 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRO STR U5 BL 74 LTS 13 & 14
Legal Subdivision	MORRO STRAND 05
Legal Tract	5
Legal Block	74
Legal Lot Number	13,14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2012
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-263-051

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1401 W MULBERRY ST, FORT COLLINS, CO 80521-3356
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer
May 16, 2023	Affidavit of Death of Joint Tenant, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Dec 03, 1999 · Amount on Record
Deed Document Number	202178704
Last Transfer Date	May 04, 2023
Transfer Doc	0000013456
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 16, 2023
Property Address	2871 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000013456
Map Reference	MB 5 PG 11
Instrument Date	May 04, 2023
Instrument	2023013456
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1401 W MULBERRY ST, FORT COLLINS, CO 80521-3356

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 16, 2023
Property Address	2871 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000013455
Map Reference	MB 5 PG 11
Instrument Date	May 04, 2023
Instrument	2023013455
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 W MULBERRY ST, FORT COLLINS, CO 80521-3356

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2871 OCEAN BLVD, CAYUCOS, CA 93430-1513
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 OCEAN BLVD, CAYUCOS, CA 93430-1513

Mortgage

Document Number	0000072077
Date	Oct 26, 2021
Instrument	2021072077

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Nov 01, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2021
Property Address	2871 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000078704
Map Reference	MB 5 PG 11
Instrument Date	Oct 28, 2021
Instrument	2021078704
Transaction Type	Transfer
Record Updated	Mar 03, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 W MULBERRY ST, FORT COLLINS, CO 80521-3356

Mortgage

Document Number	0000078705
Date	Nov 30, 2021
Instrument	2021078705

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$808,087 (+2%) Land $651,756 Building $156,331
2025	$8,327.00 (+0.82%)	$792,243 (+4.04%) Land $638,977 Building $153,266
2024	$8,259.00 (-6.08%)
2023	$8,794.00 (+10.6%)	$761,481 Land $614,166 Building $147,315
2022	$7,951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016, other causes
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 35% of California
Wildfire Likelihood	About 1 in 595 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Radiate Holdings, Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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