2867 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2867 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,978 sqft · built 2006
Lot Size	0.06 acres (2,625 sqft)
Owner	Trust Name on Record
Last Sale	$775,000 (May 2019)
Tax Bill	$9,001 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-263-055`

Property Details

APN / Parcel Number

Primary APN	`064-263-055`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 2006
Construction Type	Wood
Lot Area	2,625 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2867 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U5 BL 74 LT 15 & PTN LT 16
Legal Subdivision	MORRO STRAND 05
Legal Tract	5
Legal Block	74
Legal Lot Number	15,16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2012
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 14, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 11, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
May 21, 2019	Grant Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	0000018750
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000055625
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513

Mortgage

Document Number	0000023409
Date	Mar 29, 2021
Instrument	2021023409

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000008318
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2867 OCEAN BLVD CAYUCOS CA 934301513, CAYUCOS, CA 93430-1513

Mortgage

Document Number	0000008318
Date	Feb 20, 2020
Instrument	8318

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 11, 2019
Property Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000055625
Instrument Date	Dec 11, 2019
Instrument	55625
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2867 OCEAN BLVD CAYUCOS CA 934301513, CAYUCOS, CA 93430-1513

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 21, 2019
Property Address	2867 OCEAN BLVD, CAYUCOS, CA 93430-1513
Document Number	0000018750
Instrument Date	Apr 1, 2019
Instrument	18750
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2867 OCEAN BLVD CAYUCOS CA 934301513, CAYUCOS, CA 93430-1513

Mortgage

Document Number	18751
Date	May 21, 2019
Instrument	18751

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,001.00 (+1.96%) Homeowner's exemption	$864,522 (+4.04%) Land $474,093 Building $390,429
2023	$8,828.00 (+1.73%) Homeowner's exemption	$830,954 Land $455,685 Building $375,269
2022	$8,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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