2871 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2871 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,175 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$1,553,000 (Dec 2020)
Tax Bill	$10,124 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2026 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`222350 294A23`

Property Details

APN / Parcel Number

Primary APN	`222350 294A23`
Alternative APN	`26169500726`

Interior

Building Area	2,175 sqft Living Area
1st Floor Area	2,175 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	336 sqft
Deck Area	398 sqft

Location & Zoning

Street Address	2871 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES LOT 29
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES
Legal Tract	222350
Legal Block	1
Legal Lot Number	29
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

2871 Coco Lakes Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Collier County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Dec 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 4, 2020	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Aug 13, 2018	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20205968467
Deed Book / Page	5858 / 3792
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Sep 25, 2026
Property Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Document Number	0006878699
Book / Page	6632 / 3006
Instrument Date	Sep 1, 2026
Instrument	20266878699
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513

Mortgage

Document Number	0006878699,
Date	Sep 25, 2026
Book Page	6632/3006
Instrument	20266878699

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2056

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513

Mortgage

Document Number	0065580758
Date	Mar 2, 2026
Book Page	6558/758
Instrument	6790993

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 11, 2020
Property Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Document Number	0058583792
Book / Page	005858 / 003792
Instrument Date	Dec 9, 2020
Instrument	5968467
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,871.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2871 COCO LAKES DR NAPLES FL 341054513, NAPLES, FL 34105-4513

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Document Number	0057402569
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9931 TREASURE CAY LN BONITA SPRINGS FL 341356878, BONITA SPRINGS, FL 34135-6878

Mortgage

Document Number	0057402569
Date	Mar 18, 2020
Book Page	005740/002569
Instrument	5844093

Lender

Name	CENTENNIAL BK
Type	Bank
Address	3021 AIRPORT PULLING RD N # 101, NAPLES, FL 34105-3077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 17, 2022

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2871 COCO LAKES DR, NAPLES, FL 34105-4513
Document Number	0055433351
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9931 TREASURE CAY LN BONITA SPRINGS FL 341356878, BONITA SPRINGS, FL 34135-6878

Mortgage

Document Number	0055433351
Date	Aug 16, 2018
Book Page	005543/003351
Instrument	5600752

Lender

Name	CENTENNIAL BK
Type	Bank
Address	NAPLES, FL 34105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2871 Coco Lakes Dr was $10,124 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,105,835 (+2.7%)	$1,647,717 (+4.03%) Land $505,244 Building $1,142,473
2025	$10,124.00 (+2.27%) Homeowner's exemption	$1,076,762	$1,583,841 Land $448,163 Building $1,135,678
2024	$9,899.00 (+0.66%)
2023	$9,834.00 (-3.01%) Homeowner's exemption	$1,015,938 (+3%)	$1,610,708 (-0.79%) Land $378,973 Building $1,231,735
2022	$10,139.00 Homeowner's exemption	$986,348	$1,623,522 Land $317,016 Building $1,306,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2871 Coco Lakes Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2871 Coco Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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