2860 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2860 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,234 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Nov 2020)
Tax Bill	$7,848 (2025)
Deeds & Mortgages	Nov 2020 Sale Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`222350 94A23`

Property Details

APN / Parcel Number

Primary APN	`222350 94A23`
Alternative APN	`26169500328`

Interior

Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	2,234 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	220 sqft
Deck Area	795 sqft

Location & Zoning

Street Address	2860 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES LOT 9
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES
Legal Tract	222350
Legal Block	1
Legal Lot Number	9
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2860 COCO LAKES DR, NAPLES, FL 34105-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	20205958336
Deed Book / Page	5848 / 3442
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 23, 2020
Property Address	2860 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0058483442
Book / Page	005848 / 003442
Instrument Date	Nov 20, 2020
Instrument	5958336
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$4,130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2860 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0055483629
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

Mortgage

Document Number	0055483629
Date	Aug 31, 2018
Book Page	005548/003629
Instrument	5607509

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2860 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0055343656
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

Mortgage

Document Number	0055343656
Date	Jul 20, 2018
Book Page	005534/003656
Instrument	5588813

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2860 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0054833314
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

Mortgage

Document Number	0054833314
Date	Mar 6, 2018
Book Page	005483/003314
Instrument	5519763

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,921 (+2.7%)	$1,032,003 (+8.18%) Land $564,953 Building $467,050
2025	$7,848.00 (+3.03%) Homeowner's exemption	$837,314 (+5.99%)	$954,007 (+7.02%) Land $508,725 Building $445,282
2023	$7,617.00 (-2.89%) Homeowner's exemption	$790,016 (+3%)	$891,416 (+4.76%) Land $430,185 Building $461,231
2022	$7,844.00 Homeowner's exemption	$767,006	$850,933 Land $359,856 Building $491,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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