2871 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2871 Bluffside Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,086 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on File
Last Sale	$50,000 (Jan 2013)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`228D109`

Property Details

APN / Parcel Number

Primary APN	`228D109`
Alternative APN	`1512479014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2871 BLUFFSIDE DR
City	ROCKFORD
State	IL
Zip	61109-3196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUFFSIDE HEIGHTS BNG PT SE1/4 SEC 12-43-1 LOT 9
Legal Range	1
Legal Township	43
Legal Section	12
Legal Subdivision	BLUFFSIDE HEIGHTS
Legal Lot Number	9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1010
Census Tract	3706

Owner

2871 Bluffside Dr is owned by a company that acquired it in August 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	2871 BLUFFSIDE DR, ROCKFORD, IL 61109-3196
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 31, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2013 · Amount on File
Deed Sale	Jan 24, 2013 · Amount on File
Deed Document Number	20131014100
Last Transfer Date	Aug 8, 2022
Transfer Doc	0000024653
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 10, 2025
Property Address	2871 BLUFFSIDE DR, ROCKFORD, IL 61109-3196
Document Number	0000026476
Map Reference	PB 39 PG 200A
Instrument Date	Sep 29, 2025
Instrument	2526476
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 BLUFFSIDE DR, ROCKFORD, IL 61109-3196

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 31, 2022
Property Address	2871 BLUFFSIDE DR, ROCKFORD, IL 61109-3196
Document Number	0000033162
Map Reference	BK39 PG200A
Instrument Date	Oct 17, 2022
Instrument	2233162
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 BLUFFSIDE DR, ROCKFORD, IL 61109-3196

Tax Assessment & Valuation

The 2025 property tax bill for 2871 Bluffside Dr was $4,034, up 5.4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,034.00 (+5.41%) Homeowner's exemption	$51,691 (+11.43%) Land $9,802 Building $41,889	$155,073 (+11.43%) Land $29,406 Building $125,667
2024	$3,827.00 Homeowner's exemption	$46,389 Land $8,797 Building $37,592	$139,167 Land $26,391 Building $112,776
2022	Homeowner's exemption	$36,560 Land $6,933 Building $29,627	$109,680 Land $20,799 Building $88,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2871 Bluffside Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2871 Bluffside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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