2831 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2831 Bluffside Dr, Rockford, IL 61109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1995
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 2008)
Tax Bill$4,684 (2025)
Flood ZoneZone X (minimal risk)
APN228D112

Property Details

APN / Parcel Number

Primary APN228D112
Alternative APN
  • 1512479011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area3,244 sqft
1st Floor Area1,380 sqft
Basement Area1,380 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
TerrainHigh
Garage TypeAttached
Garage Area484 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number228D112
Street Address2831 BLUFFSIDE DR
CityROCKFORD
StateIL
Zip61109-3196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLUFFSIDE HEIGHTS BNG PT SE1/4 SEC 12-43-1 LOT 12
Legal Range1
Legal Township43
Legal Section12
Legal SubdivisionBLUFFSIDE HEIGHTS
Legal Lot Number12
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1010
Census Tract3706

Owner

2831 Bluffside Dr is owned and occupied by an individual who bought it in June 2008.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2831 BLUFFSIDE DR, ROCKFORD, IL 61109-3196
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2008 · Amount on File
Deed SaleJun 5, 2008 · Amount on File
Deed Document Number2008830517
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2831 Bluffside Dr was $4,684 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,684.00$59,061 Land $9,802 Building $49,259$177,183 Land $29,406 Building $147,777
2022Homeowner's exemption$41,773 Land $6,933 Building $34,840$125,319 Land $20,799 Building $104,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2831 Bluffside Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2009)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2831 Bluffside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Bluffside Dr

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