28709 E 6th St, Yale, OK 74085 Property Records

Payne County property record for 28709 E 6th St, Yale, OK 74085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 1986
Lot Size	3.97 acres (172,933 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19N06E-23-4-00000-000-0751`

Property Details

APN / Parcel Number

Primary APN	`19N06E-23-4-00000-000-0751`
Alternative APNs	`600019449` `19449`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	172,933 sqft (3.97 acres)
Garage Type	Mixed
Garage Area	616 sqft

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Patio Area	1,581 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19449
Street Address	28709 E 6TH ST
City	YALE
State	OK
Zip	74085-2679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-19N-06E D-751 (3.97ACM/L) BEG 513'E NW/C NW/4; S-450.12' E-384. 12' N-450.12' W-384.12' POB
Legal Range	06E
Legal Township	19N
Legal Section	23
Legal Subdivision	19N-06E
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1031
Census Tract	11200

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28709 E 6TH ST, YALE, OK 74085-2679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 1, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	28709 E 6TH ST, YALE, OK 74085-2679
Document Number	0024360039
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28709 E 6TH ST YALE OK 740852679, YALE, OK 74085-2679

Mortgage

Document Number	0024360039
Date	Feb 1, 2018
Book Page	002436/000039
Instrument	1274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Feb 1, 2018
Property Address	28709 E 6TH ST, YALE, OK 74085-2679
Document Number	0024360037
Book / Page	002436 / 000037
Instrument Date	Jan 11, 2018
Instrument	1272
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28709 E 6TH ST YALE OK 740852679, YALE, OK 74085-2679

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,259 (+10.25%) Land $4,139 Building $17,120	$186,484 (-13.58%) Land $36,315 Building $150,169
2025	$1,878.00 (+8.81%)	$19,282 (-) Land $3,091 Building $16,191
2024	$1,726.00 (+3.66%)	$19,282 (+5%) Land $3,091 Building $16,191	$215,780 (+23.7%) Land $34,590 Building $181,190
2023	$1,665.00 (+4.91%)	$18,364 (+5%) Land $2,288 Building $16,076	$174,440 (+10.27%) Land $21,740 Building $152,700
2022	$1,587.00	$17,490 Land $2,403 Building $15,087	$158,190 Land $21,740 Building $136,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Nov 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: AirLink Internet Services.

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