28120 E 6th St, Yale, OK 74085 Property Records

Payne County property record for 28120 E 6th St, Yale, OK 74085

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$434 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19N06E-15-2-00000-000-0261`

Property Details

APN / Parcel Number

Primary APN	`19N06E-15-2-00000-000-0261`
Alternative APNs	`600091764` `91764`

Exterior

Lot Area	653,400 sqft (15 acres)
Garage Type	Carport
Garage Area	1,000 sqft
Carport	Carport
Carport Area	1,000 sqft

Location & Zoning

Account Number	91764
Street Address	28120 E 6TH ST
City	YALE
State	OK
Zip	74085-6211
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	15-19N-06E B-261 (15ACM/L) NW/4 SW/4 SE/4 & TR BEG SW/C SE/4; N-656.79' E-331' S-656.63' W-331.35' POB
Legal Range	06E
Legal Township	19N
Legal Section	15
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1003
Census Tract	11200

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 401, YALE, OK 74085-0401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jun 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jan 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	28120 E 6TH ST, YALE, OK 74085-6211
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28120 E 6TH ST, YALE, OK 74085-6211

Mortgage

Document Number	0028810108
Date	Aug 5, 2025
Book Page	2881/108
Instrument	I-2025-008631

Lender

Name	BANCFIRST
Type	Bank
Address	808 S MAIN ST, STILLWATER, OK 74074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	28120 E 6TH ST, YALE, OK 74085-6211
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28120 E 6TH ST, YALE, OK 74085-6211

Mortgage

Document Number	0028700692
Date	Jun 20, 2025
Book Page	2870/692
Instrument	I-2025-006585

Lender

Name	BANCFIRST
Type	Bank
Address	808 S MAIN ST, STILLWATER, OK 74074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Jan 26, 2023
Property Address	28120 E 6TH ST, YALE, OK 74085-6211
Document Number	0027350587
Book / Page	2735 / 587
Instrument Date	Jan 17, 2023
Instrument	I-2023-000866
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 401, YALE, OK 74085-0401

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,168 (+61.62%) Land $2,026 Building $5,142	$62,882 (+61.61%) Land $17,780 Building $45,102
2025	$434.00	$4,435 Land $1,800 Building $2,635
2024			$38,910 Land $15,790 Building $23,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 78% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Nov 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
AirLink Internet Services Fixed Wireless	40 / 20

May also be available: AT&T.

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