2870 Sands Rd, Lima, OH 45805 Property Records

Allen County property record for 2870 Sands Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,217 sqft · built 2000
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Mar 2018)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-1002-03-011.000`

Property Details

APN / Parcel Number

Primary APN	`46-1002-03-011.000`
Alternative APN	`L3546100203011000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,217 sqft Living Area
Gross Area	4,396 sqft
1st Floor Area	2,151 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	317 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2870 SANDS RD
City	LIMA
State	OH
Zip	45805-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY VIEW SUBDIVISION NO 8 LOT 24256 JOINT TEN FF 110.00
Legal Subdivision	FAIRWAY VIEW SUBDIVISION
Legal Lot Number	24256
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1003
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2870 SANDS RD, LIMA, OH 45805-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2024	Transfer on Death Deed, Transfer
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Mar 16, 2018	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	20182712
Deed Book / Page	2018 / 2712
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2870 SANDS RD, LIMA, OH 45805-3841
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7220009972
Date	Jul 22, 2021
Book Page	2021/9972
Instrument	202107220009972

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2870 SANDS RD, LIMA, OH 45805-3841
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SANDS RD, LIMA, OH 45805-3841

Mortgage

Document Number	8020006945
Date	Aug 2, 2024
Book Page	2024/6945
Instrument	202408020006945

Lender

Name	US BANK NA
Type	Bank
Address	425 WALNUT ST, CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2054

Interest

Change Frequency	Monthly

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 11, 2024
Property Address	2870 SANDS RD, LIMA, OH 45805-3841
Document Number	3110002009
Book / Page	2024 / 2009
Map Reference	MB 10 PG 114
Instrument Date	Mar 6, 2024
Instrument	202403110002009
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SANDS RD, LIMA, OH 45805-3841

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2870 SANDS RD, LIMA, OH 45805-3841
Document Number	0000011109
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2870 SANDS RD LIMA OH 458053841, LIMA, OH 45805-3841

Mortgage

Document Number	0000011109
Date	Oct 18, 2019
Book Page	002019/011109
Instrument	11109

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 16, 2018
Property Address	2870 SANDS RD, LIMA, OH 45805-3841
Document Number	0000002712
Book / Page	002018 / 002712
Instrument Date	Mar 15, 2018
Instrument	2712
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2870 SANDS RD LIMA OH 458053841, LIMA, OH 45805-3841

Mortgage

Document Number	2713
Date	Mar 16, 2018
Book Page	002018/002713
Instrument	2713

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (+0.05%)	$124,010 (-) Land $15,230 Building $108,780	$354,300 (-) Land $43,500 Building $310,800
2024	$6,040.00 (+8.48%) Homeowner's exemption	$124,010 (+22.98%) Land $15,230 Building $108,780	$354,300 (+22.98%) Land $43,500 Building $310,800
2023	$5,568.00 (-0.75%) Homeowner's exemption	$100,840 (-) Land $12,390 Building $88,450
2022	$5,610.00 Homeowner's exemption	$100,840 Land $12,390 Building $88,450
2021			$288,100 Land $35,400 Building $252,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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