Calvert County property record for 2870 Prism Ct, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,931 sqft · built 1990 |
| Lot Size | 0.812 acres (35,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,200 (Jan 1991) |
| Tax Bill | $4,593 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-190539 |
| Primary APN | 01-190539 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,931 sqft Total Area |
| Basement Area | 1,241 sqft |
| Finished Basement | 1,241 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 35,370 sqft (0.812 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 723 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 190539 |
|---|---|
| Street Address | 2870 PRISM CT |
| City | LUSBY |
| State | MD |
| Zip | 20657-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 26 PLAT 1 COVE OF CALVERT |
| Legal Subdivision | REVISED PLAT ONE THE COVE OF CALVERT |
| Legal Lot Number | 26 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 861100 |
Source: Calvert County records · APN 01-190539
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2870 PRISM CT, LUSBY, MD 20657-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 1991 · Amount on Record |
| Deed Sale | Jan 16, 1991 · Amount on Record |
| Prior Sale | Sep 06, 1988 · Amount on Record |
| Deed Book / Page | 1162 / 737 |
| Last Transfer Date | Oct 14, 2016 |
| Transfer Doc | 0048750372 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2870 PRISM CT, LUSBY, MD 20657-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2870 PRISM CT, LUSBY, MD 20657-2422 |
| Document Number | 0056830194 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 5683/194 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,593.00 (+32.06%) Homeowner's exemption | $422,067 (+26.07%) | $465,700 (+39.1%) Land $115,000 Building $350,700 |
| 2023 | $3,478.00 Homeowner's exemption | $334,800 Land $115,000 Building $219,800 | $334,800 Land $115,000 Building $219,800 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 11 locations within half a mile of this property.
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures