Calvert County property record for 2845 Prism Ct, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,786 sqft · built 1997 |
| Lot Size | 1.15 acres (50,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (May 2014) |
| Tax Bill | $6,897 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-190504 |
| Primary APN | 01-190504 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Total Area |
| 1st Floor Area | 221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,398 sqft (1.15 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,329 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 190504 |
|---|---|
| Street Address | 2845 PRISM CT |
| City | LUSBY |
| State | MD |
| Zip | 20657-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 22 PLAT 1 COVE OF CALVERT |
| Legal Subdivision | THE COVE OF CALVERT |
| Legal Lot Number | 22 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 861100 |
Source: Calvert County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2845 PRISM CT, LUSBY, MD 20657-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on Record |
| Deed Sale | May 16, 2014 · Amount on Record |
| Prior Sale | Aug 28, 1997 · Amount on Record |
| Deed Book / Page | 4382 / 329 |
| Prior Transfer Date | Jul 6, 2012 |
| Prior Transfer Doc | 0039640238 |
| Record Updated | Jun 8, 2026 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,897.00 (+26.57%) Homeowner's exemption | $618,633 (+17.95%) | $665,700 (+26.92%) Land $185,100 Building $480,600 |
| 2023 | $5,449.00 Homeowner's exemption | $524,500 Land $185,100 Building $339,400 | $524,500 Land $185,100 Building $339,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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