2870 Jay Oak Dr, Dacula, GA 30019 Property Records

Gwinnett County property record for 2870 Jay Oak Dr, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,424 sqft · built 2001
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2025)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-314-067`

Property Details

APN / Parcel Number

Primary APN	`5-314-067`
Alternative APN	`R5314 067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,248 sqft
Attic Area	441 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	23,958 sqft (0.55 acres)
Lot Width	129 ft Width
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5314067
Street Address	2870 JAY OAK DR
City	DACULA
State	GA
Zip	30019-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L34 BA HARBIN MEADOWS
Legal Subdivision	HARBIN MEADOWS
Legal Block	A
Legal Lot Number	34
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1001
Census Tract	50626

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS
Sep 11, 2025	Warranty Deed, Transfer
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Nov 6, 2017	Deed of Trust, Mortgage AMERIS BANK
Mar 19, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Sep 11, 2025 · Amount on Record
Deed Document Number	0062064382
Deed Book / Page	62064 / 382
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 JAY OAK DR, DACULA, GA 30019-6924

Mortgage

Document Number	0586640220
Date	Apr 27, 2021
Book Page	0000058664/0000000220

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 11, 2025
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Document Number	0620640356
Book / Page	62064 / 356
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 JAY OAK DR, DACULA, GA 30019-6924

Mortgage

Document Number	0062064358
Date	Sep 11, 2025
Instrument	62064/358

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 11, 2025
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Document Number	0620640382
Book / Page	62064 / 382
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 JAY OAK DR, DACULA, GA 30019-6924

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 JAY OAK DR, DACULA, GA 30019-6924

Mortgage

Document Number	0586640000000220
Date	Apr 27, 2021
Book Page	0000058664/0000000220

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0555090803
Date	Nov 6, 2017
Book Page	55509/803

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 19, 2019
Property Address	2870 JAY OAK DR, DACULA, GA 30019-6924
Document Number	0564720030
Book / Page	056472 / 000030
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2870 JAY OAK DR DACULA GA 300196924, DACULA, GA 30019-6924

Mortgage

Document Number	564720034
Date	Mar 19, 2019
Book Page	056472/000034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+1.29%)	$154,000 (+6.44%) Land $30,000 Building $124,000	$385,000 (+6.44%) Land $75,000 Building $310,000
2024	$4,714.00 (+5.96%) Homeowner's exemption	$144,680 (-7.04%) Land $30,000 Building $114,680	$361,700 (-7.04%) Land $75,000 Building $286,700
2023	$4,449.00 Homeowner's exemption	$155,640 Land $34,000 Building $121,640
2022			$389,100 Land $85,000 Building $304,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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