2860 Jay Oak Dr, Dacula, GA 30019 Property Records

Gwinnett County property record for 2860 Jay Oak Dr, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,570 sqft · built 2002
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (Apr 2002)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-314-068`

Property Details

APN / Parcel Number

Primary APN	`5-314-068`
Alternative APN	`R5314 068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	2,322 sqft
Attic Area	620 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Lot Width	195 ft Width
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	216 sqft
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5314068
Street Address	2860 JAY OAK DR
City	DACULA
State	GA
Zip	30019-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L35 BA HARBIN MEADOWS
Legal Subdivision	HARBIN MEADOWS
Legal Block	A
Legal Lot Number	35
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1001
Census Tract	50626

Owner

2860 Jay Oak Dr is owned and occupied by two individuals who bought it in April 2002.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2860 JAY OAK DR, DACULA, GA 30019-6924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2002 · Amount on File
Deed Sale	Apr 18, 2002 · Amount on File
Deed Document Number	0000271231
Deed Book / Page	27123 / 1
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2860 JAY OAK DR, DACULA, GA 30019-6924
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 JAY OAK DR, DACULA, GA 30019-6924

Mortgage

Document Number	0587860330
Date	Jun 1, 2021
Book Page	0000058786/0000000330

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2860 JAY OAK DR, DACULA, GA 30019-6924
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 JAY OAK DR, DACULA, GA 30019-6924

Mortgage

Document Number	0587860000000330
Date	Jun 1, 2021
Book Page	0000058786/0000000330

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2860 Jay Oak Dr was $1,416 with exemptions applied.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00	$161,960 Land $30,000 Building $131,960	$404,900 Land $75,000 Building $329,900
2023	$1,258.00	$167,000 Land $34,000 Building $133,000
2022			$417,500 Land $85,000 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2860 Jay Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2860 Jay Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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