Miami County property record for 2870 Harshbarger Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 1993 |
| Lot Size | 7.52 acres (327,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,500 (Oct 2015) |
| Tax Bill | $5,452 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | I20-026150 |
| Primary APN | I20-026150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,840 sqft |
| Upper Floors Area | 860 sqft |
| Basement Area | 1,420 sqft |
| Unfinished Basement | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 327,615 sqft (7.52 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 16 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2870 HARSHBARGER RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-8-11 NE COR NW & 4-8-2 SE COR SW |
| Legal Range | 04 |
| Legal Township | 08 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 330100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2870 HARSHBARGER RD, COVINGTON, OH 45318-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2015 · Amount on Record |
| Deed Sale | Oct 28, 2015 · Amount on Record |
| Prior Sale | Mar 14, 2013 · Amount on Record |
| Deed Document Number | 20152015OR-13083 |
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 0000008562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 29, 2020 |
| Property Address | 2870 HARSHBARGER RD, COVINGTON, OH 45318-9722 |
| Document Number | 0000008562 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 8562 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2870 HARSHBARGER RD COVINGTON OH 453189722, COVINGTON, OH 45318-9722 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,452.00 (+18.6%) Homeowner's exemption | $166,960 (+33.7%) Land $34,130 Building $132,830 | $477,000 (+33.69%) Land $97,500 Building $379,500 |
| 2024 | $4,597.00 (+2.11%) Homeowner's exemption | $124,880 (-) Land $30,520 Building $94,360 | |
| 2023 | $4,502.00 (-3.58%) Homeowner's exemption | $124,880 (-) Land $30,520 Building $94,360 | $356,800 (-) Land $87,200 Building $269,600 |
| 2022 | $4,669.00 Homeowner's exemption | $124,880 Land $30,520 Building $94,360 | $356,800 Land $87,200 Building $269,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2005–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · Fiber in parts of the area | 100 / 10 |
| Skymesh Fixed Wireless | 50 / 10 |
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