287 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 287 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 1994
Lot Size	5.51 acres (240,016 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2025)
Tax Bill	$18,495 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20 0031-2`

Property Details

APN / Parcel Number

Primary APN	`R-20 0031-2`
Alternative APNs	`STOW M:000R-20 P:031-2` `M:000R=20 P:031 =2`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	1,526 sqft
Attic	Attic
Attic Area	572 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	240,016 sqft (5.51 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-20 0031-2
Street Address	287 W ACTON RD
City	STOW
State	MA
Zip	01775-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1004
Census Tract	323102

Owner

287 W Acton Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	287 W ACTON RD, STOW, MA 01775-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Nov 30, 2015
Deed Book / Page	84009 / 12
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Apr 25, 2025
Property Address	287 W ACTON RD, STOW, MA 01775-1166
Document Number	0084009-12
Book / Page	84009 / 12
Instrument Date	Apr 25, 2025
Instrument	43416
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	287 W ACTON RD, STOW, MA 01775-1166

Mortgage

Document Number	0000043417
Date	Apr 25, 2025
Instrument	43417

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	May 1, 2030
Max Rate At Change	3.25%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 287 W Acton Rd was $18,495, up 12.6% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,495.00 (+12.58%)	$1,035,000 (+9.74%) Land $417,900 Building $617,100	$1,171,843 (-0.66%)
2025	$16,429.00 (+4.02%)	$943,100 (+1.33%) Land $398,000 Building $545,100	$1,179,615
2024	$15,794.00 (+5.39%)	$930,700 (+12.59%) Land $385,600 Building $545,100
2023	$14,986.00	$826,600 Land $370,200 Building $456,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 W Acton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 W Acton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Acton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures