265 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 265 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,942 sqft · built 1955
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Oct 2013)
Tax Bill	$11,873 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20 000036`

Property Details

APN / Parcel Number

Primary APN	`R-20 000036`
Alternative APNs	`STOW M:000R-20 P:036` `M:000R=20 P:036`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	1,942 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-20 000036
Street Address	265 W ACTON RD
City	STOW
State	MA
Zip	01775-1166
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1004
Census Tract	323102

Owner

265 W Acton Rd, a duplex, is owned and occupied by an individual who acquired it in September 2026.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	265 W ACTON RD, STOW, MA 01775-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2013 · Amount on File
Deed Sale	Oct 30, 2013 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	2013229665
Deed Book / Page	62852 / 133
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000115134
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 10, 2026
Property Address	265 W ACTON RD, STOW, MA 01775-1166
Document Number	0000115134
Book / Page	86123 / 174
Instrument Date	Sep 4, 2026
Instrument	2026115134
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 W ACTON RD, STOW, MA 01775-1166

Mortgage

Date	Sep 10, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	265 W ACTON RD, STOW, MA 01775-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69925-506
Date	Sep 14, 2017
Book Page	69925/506
Instrument	148748

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	265 W ACTON RD, STOW, MA 01775-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73895-415
Date	Dec 26, 2019
Book Page	73895/415
Instrument	206148

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 265 W Acton Rd was $11,873, up 16.4% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,873.00 (+16.37%)	$664,400 (+13.44%) Land $370,800 Building $293,600	$820,291
2025	$10,203.00 (+2.34%)	$585,700 (-0.31%) Land $353,100 Building $232,600
2024	$9,970.00 (-1.48%)	$587,500 (+5.25%) Land $340,700 Building $246,800
2023	$10,120.00	$558,200 Land $325,300 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 W Acton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 W Acton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Acton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures