287 Turquoise Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 287 Turquoise Ln, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,289 sqft · built 2001
Lot Size	0.229 acres (9,988 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2020)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0133-04-0022`

Property Details

APN / Parcel Number

Primary APN	`0133-04-0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	2,289 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	9,988 sqft (0.229 acres)
Garage Type	Attached
Garage Area	411 sqft

Exterior Amenities

Pool Area	155 sqft
Porch	Open Porch
Porch Area	233 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	287 TURQUOISE LN
City	OSPREY
State	FL
Zip	34229-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD; RSF1
Legal Description	LOT 15 EMERALD WOODS AT OAKS 3 PHASE 2
Legal Range	18E
Legal Township	37S
Legal Section	34
Legal Subdivision	EMERALD WOODS AT OAKS 3 PHASE 2
Legal Phase	2
Legal Tract	2738
Legal Lot Number	15
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2015
Census Tract	2012

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	287 TURQUOISE LN, OSPREY, FL 34229-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	2020128884
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 21, 2020
Property Address	287 TURQUOISE LN, OSPREY, FL 34229-8851
Document Number	0000128884
Map Reference	MB 40 PG 19&19A
Instrument Date	Sep 16, 2020
Instrument	2020128884
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1962 CARRIAGE KNOLL DR, 1962, BETHLEHEM, PA 18015-5567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 TURQUOISE LN, OSPREY, FL 34229-8851

Mortgage

Document Number	0000128885
Date	Sep 21, 2020
Instrument	2020128885

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,498.00 (-10.56%) Homeowner's exemption Widower's exemption	$346,883 (+5.99%)	$612,200 (+20.8%) Land $222,700 Building $389,500
2023	$3,911.00 (+1.64%) Homeowner's exemption Widower's exemption	$327,288 (+3%)	$506,800 (+7.9%) Land $130,000 Building $376,800
2022	$3,848.00 Homeowner's exemption Widower's exemption	$317,755	$469,700 Land $101,400 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 600 condo units
Nearby Flood Claims	15 (2022–2025)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20