281 Turquoise Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 281 Turquoise Ln, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,685 sqft · built 2002
Lot Size	0.2 acres (8,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,500 (Sep 2000)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0133-04-0021`

Property Details

APN / Parcel Number

Primary APN	`0133-04-0021`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,685 sqft Living Area
1st Floor Area	2,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	8,717 sqft (0.2 acres)
Garage Type	Attached
Garage Area	532 sqft

Exterior Amenities

Pool Area	220 sqft
Porch	Open Porch
Porch Area	439 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 TURQUOISE LN
City	OSPREY
State	FL
Zip	34229-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1; PUD
Legal Description	LOT 16 EMERALD WOODS AT OAKS 3 PHASE 2
Legal Range	18E
Legal Township	37S
Legal Section	34
Legal Subdivision	EMERALD WOODS AT OAKS 3 PHASE 2
Legal Phase	2
Legal Tract	2738
Legal Lot Number	16
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2015
Census Tract	2012

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	281 TURQUOISE LN, OSPREY, FL 34229-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2000 · Amount on Record
Deed Sale	Sep 14, 2000 · Amount on Record
Prior Sale	Mar 30, 2000 · Amount on Record
Deed Document Number	2000117520
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	281 TURQUOISE LN, OSPREY, FL 34229-8851
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TURQUOISE LN, OSPREY, FL 34229-8851

Mortgage

Document Number	0000099751
Date	Jun 21, 2023
Instrument	2023099751

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (-60.69%) Homeowner's exemption	$276,208 (-56.32%)	$689,800 (+9.09%) Land $212,400 Building $477,400
2023	$6,981.00 (+8.54%)	$632,300 (+9.79%) Land $122,200 Building $510,100	$632,300 (+9.79%) Land $122,200 Building $510,100
2022	$6,432.00	$575,900 Land $97,400 Building $478,500	$575,900 Land $97,400 Building $478,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 600 condo units
Nearby Flood Claims	15 (2022–2025)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20