Bergen County and Rutherford Borough property record for 287 Sylvan St, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,206 sqft · built 1918 |
| Lot Size | 0.133 acres (5,807 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Aug 2020) |
| Tax Bill | $15,840 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00131-0000-00001 |
| Primary APN | 56-00131-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,206 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 5,807 sqft (0.133 acres) |
| Lot Dimensions | 121 ft deep x 48 ft wide |
| Garage Type | Detached |
| Street Address | 287 SYLVAN ST |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 48X121 |
| Legal Block | 131 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 51400 |
287 Sylvan St is owned and occupied by two individuals who bought it in August 2020.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 26, 2020 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Prior Sale | Jun 25, 2009 · Amount on File |
| Deed Document Number | 202077837 |
| Deed Book / Page | 3681 / 1587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0050300963 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 5030/963 |
| Instrument | 2023043990 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 28, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 26, 2020 |
| Property Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0036811587 |
| Book / Page | 3681 / 1587 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 20-077837 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 CEDAR ST, 1, WALLINGTON, NJ 07057-1511 |
| Name | Verified Name |
|---|---|
| Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Document Number | 20077838 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 20-077838 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 287 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0025601521 |
| Book / Page | 002560 / 001521 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 287 SYLVAN ST RUTHERFORD NJ 070702847, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0025601521 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 002560/001521 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2047 |
The 2025 property tax bill for 287 Sylvan St was $15,840, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,000 (-) Land $260,300 Building $234,700 | $495,000 (-) Land $260,300 Building $234,700 | |
| 2025 | $15,840.00 (+2.54%) | $495,000 Land $260,300 Building $234,700 | $495,000 Land $260,300 Building $234,700 |
| 2024 | $15,448.00 | ||
| 2023 | $495,000 Land $260,300 Building $234,700 | $495,000 Land $260,300 Building $234,700 | |
| 2022 | $14,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 287 Sylvan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 287 Sylvan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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