Bergen County and Rutherford Borough property record for 285 Sylvan St, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,197 sqft · built 1918 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,500 (Apr 2015) |
| Tax Bill | $15,520 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00131-0000-00002 |
| Primary APN | 56-00131-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,197 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,840 sqft (0.111 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 285 SYLVAN ST |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 40X121 |
| Legal Block | 131 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 51400 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2015 · Amount on Record |
| Deed Sale | Apr 16, 2015 · Amount on Record |
| Prior Sale | Jun 22, 2004 · Amount on Record |
| Deed Document Number | 201526453 |
| Deed Book / Page | 1913 / 1092 |
| Prior Transfer Date | Jun 1, 2004 |
| Prior Transfer Doc | 0086930074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0046781135 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 4678/1135 |
| Instrument | 2022050013 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037541110 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 3754/1110 |
| Instrument | 20-099967 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 SYLVAN ST, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0030771573 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 285 SYLVAN ST RUTHERFORD NJ 070702847, RUTHERFORD, NJ 07070-2847 |
| Document Number | 0030771573 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 003077/001573 |
| Instrument | 72330 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,000 (-) Land $254,700 Building $230,300 | $485,000 (-) Land $254,700 Building $230,300 | |
| 2025 | $15,520.00 (+2.53%) | $485,000 (-) Land $254,700 Building $230,300 | $485,000 (-) Land $254,700 Building $230,300 |
| 2024 | $15,137.00 (+5.13%) | ||
| 2023 | $485,000 Land $254,700 Building $230,300 | $485,000 Land $254,700 Building $230,300 | |
| 2022 | $14,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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