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287 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 287 Rosebay Dr, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 827 sqft · built 1971
Lot Size0.92 acres (4,000 sqft)
Owner2 Company Names on File
Last Sale$1,115,000 (Mar 2022)
Tax Bill$13,085 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN257-080-17-01

Property Details

APN / Parcel Number

Primary APN257-080-17-01

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleDuplex Single
Lot Area4,000 sqft (0.92 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address287 ROSEBAY DR
CityENCINITAS
StateCA
Zip92024-3343
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 73 UND 1/2 INT WI EXCLUSIVE USE OF NLY POR OF TR 006585
Legal SubdivisionPACIFIC SERENA
Legal Tract006585
Legal Block2
Legal Lot Number73
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17606

Owner

Source: San Diego County records · APN 257-080-17-01

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address290 SHARP PL, ENCINITAS, CA 92024-2906
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
EZ FUNDINGS INC
Mar 25, 2022Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Nov 16, 2017Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HM EQUITY SOLUTIONS
Nov 16, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Deed Document Number2022132493
Last Transfer DateDec 05, 2024
Transfer Doc0000340628
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number0000212482
DateMay 17, 2022
Instrument2022-0212482
Lender
NameEZ FUNDINGS INC
TypeLending Institution
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 25, 2022
Property Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000132493
Map ReferenceMAP 6585
Instrument DateMar 15, 2022
Instrument2022-0132493
Transaction TypeTransfer
Record UpdatedApr 04, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000550648
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedDec 04, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address287 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number0000550648
DateNov 28, 2017
Instrument550648
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term804 Months
DueNov 27, 2084
Interest
Rate TypeAdjustable Rate
Rate4.63%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address287 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000550649
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address287 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number0000550649
DateNov 28, 2017
Instrument550649
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term804 Months
DueNov 27, 2084
Interest
Rate TypeAdjustable Rate
Rate4.63%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,206,908 (+2%) Land $1,104,079 Building $102,829
2025$13,085.00 (+6.39%)$1,183,246 (+4.04%) Land $1,082,432 Building $100,814
2023$12,299.00 (+1,205.63%)$1,137,300 Land $1,040,400 Building $96,900
2022$942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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