San Diego County property record for 279 Rosebay Dr, Encinitas, CA 92024
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 827 sqft · built 1971 |
| Lot Size | 0.9 acres (3,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Dec 2003) |
| Tax Bill | $6,476 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-080-18-02 |
| Primary APN | 257-080-18-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 827 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Duplex Single |
| Lot Area | 3,900 sqft (0.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 279 ROSEBAY DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3343 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | LOT 72 UND 1/2 INT WI EXCLUSIVE USE OF SLY POR OF TR 006585 |
| Legal Subdivision | PACIFIC SERENA |
| Legal Tract | 006585 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17606 |
Source: San Diego County records · APN 257-080-18-02
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2003 · Amount on Record |
| Deed Sale | Dec 12, 2003 · Amount on Record |
| Prior Sale | Feb 25, 1998 · Amount on Record |
| Deed Document Number | 20031472654 |
| Last Transfer Date | Dec 09, 2005 |
| Transfer Doc | 0001084531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000220626 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023-0220626 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000366438 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0366438 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 279 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000587703 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017-0587703 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $587,329 (+2%) Land $464,067 Building $123,262 | |
| 2025 | $6,476.00 (+6.6%) Homeowner's exemption | $575,814 (+4.04%) Land $454,968 Building $120,846 |
| 2023 | $6,075.00 (+1.52%) Homeowner's exemption | $553,456 Land $437,302 Building $116,154 |
| 2022 | $5,984.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Cox Communications, Verizon.
Based on FCC filings for 569 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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