287 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 287 River Rd, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,860 sqft · built 2003
Lot Size	42.9 acres (1,871,338 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,834 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R06 L:017-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R06 L:017-00`
Alternative APNs	`M:R06 L:017=00` `794`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,871,338 sqft (42.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	794
Street Address	287 RIVER RD
City	RICHMOND
State	ME
Zip	04357-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Lot Number	17-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 RIVER RD, RICHMOND, ME 04357-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage KENNEBEC SAVINGS BANK
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jun 27, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KENNEBEC SAVINGS BANK
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	287 RIVER RD, RICHMOND, ME 04357-3606
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006854
Date	Dec 5, 2025
Instrument	2025R-06854

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Jan 1, 2034

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	287 RIVER RD, RICHMOND, ME 04357-3606
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003698
Date	Aug 16, 2023
Instrument	2023R-03698

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Sep 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	287 RIVER RD, RICHMOND, ME 04357-3606
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004385
Date	Jun 27, 2022
Instrument	2022R-04385

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	287 RIVER RD, RICHMOND, ME 04357-3606
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3621
Date	Apr 26, 2021
Instrument	2021R-03621

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	May 1, 2030

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Jul 25, 2018
Property Address	287 RIVER RD, RICHMOND, ME 04357-3606
Document Number	0000004913
Instrument Date	Jul 18, 2018
Instrument	4913
Transaction Type	Transfer
Record Updated	Aug 9, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 RIVER RD RICHMOND ME 043573606, RICHMOND, ME 04357-3606

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,834.00 (+12.49%)	$610,200 (+137.06%) Land $188,300 Building $421,900
2024	$6,075.00 (+20.73%)	$257,400 (-) Land $102,500 Building $154,900
2022	$5,032.00	$257,400 Land $102,500 Building $154,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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