277 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 277 River Rd, Richmond, ME 04357 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R06 L:017-01`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R06 L:017-01`
Alternative APNs	`RICD M:R06 L:17-01` `M:R06 L:017=01` `795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	795
Old Parcel Number	RICD M:R06 L:017-01
Street Address	277 RIVER RD
City	RICHMOND
State	ME
Zip	04357-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	17-1
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	970100

Owner

Source: Sagadahoc County and Richmond Town records · APN RICD M:R06 L:017-01

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	277 RIVER RD, RICHMOND, ME 04357-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage KENNEBEC SAVINGS BANK
Feb 05, 2018	Deed of Trust, Mortgage FIVE CNTY CU
Oct 31, 2017	Deed of Trust, Mortgage CUSO HM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Recording Date	Jun 24, 2026
Property Address	277 RIVER RD, RICHMOND, ME 04357-3606
Document Number	0000003230
Instrument Date	Jun 18, 2026
Instrument	20263230
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 RIVER RD, RICHMOND, ME 04357-3606

Mortgage

Document Number	0000003230,
Date	Jun 24, 2026
Instrument	20263230

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jul 01, 2050

Interest

Rate	6.51%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	277 RIVER RD, RICHMOND, ME 04357-3606
Document Number	0000001304
Instrument Date	Feb 05, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 RIVER RD RICHMOND ME 043573606, RICHMOND, ME 04357-3606

Mortgage

Document Number	0000001304
Date	Mar 01, 2018
Instrument	1304

Lender

Name	FIVE CNTY CU
Type	Credit Union

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	277 RIVER RD, RICHMOND, ME 04357-3606
Document Number	0000008251
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 RIVER RD RICHMOND ME 043573606, RICHMOND, ME 04357-3606

Mortgage

Document Number	0000008251
Date	Nov 07, 2017
Instrument	8251

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 06, 2032

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,579.00 (-37.34%)	$141,000 (+32.02%) Land $77,500 Building $63,500
2024	$2,520.00 (+20.69%)	$106,800 (-) Land $51,200 Building $55,600
2022	$2,088.00	$106,800 Land $51,200 Building $55,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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