287 Richlands Loop Rd, Richlands, NC 28574 Property Records

Onslow County property record for 287 Richlands Loop Rd, Richlands, NC 28574

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,514 sqft · built 2011
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Jul 2011)
Tax Bill$1,316 (2023)
Deeds & MortgagesAug 2021 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN42B-8

Property Details

APN / Parcel Number

Primary APN42B-8
Alternative APNs
  • 400046830
  • 075474

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,514 sqft Living Area

Exterior

Year BuiltBuilt 2011
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number400046830
Street Address287 RICHLANDS LOOP RD
CityRICHLANDS
StateNC
Zip28574-6330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionL3 S2 FORBES VILLAGE S/F 42-41.1
Legal SubdivisionFORBES VILLAGE SECTION 2
Legal Lot Number3
JurisdictionONSLOW NC
Township / Civil DivisionRICHLANDS
Census Block Group2
Census Block2002
Census Tract207

Owner

Source: Onslow County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address287 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 10, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2011 · Amount on Record
Deed SaleJul 15, 2011 · Amount on Record
Prior SaleDec 20, 2010 · Amount on Record
Deed Document Number0000362392
Deed Book / Page3623 / 92
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address287 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6330
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055540308
DateAug 26, 2021
Book Page5554/308
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address287 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6330
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057500274
DateMay 10, 2022
Book Page5750/274
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,316.00$201,012 Land $30,000 Building $171,012$201,012 Land $30,000 Building $171,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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