282 Richlands Loop Rd, Richlands, NC 28574 Property Records

Onslow County property record for 282 Richlands Loop Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,775 sqft · built 1960
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2026)
Tax Bill	$758 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`42-43`

Property Details

APN / Parcel Number

Primary APN	`42-43`
Alternative APNs	`400038016` `027091`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	400038016
Street Address	282 RICHLANDS LOOP RD
City	RICHLANDS
State	NC
Zip	28574-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TR1 COURTNEY & MELISSA BONNER
Legal Subdivision	COURTNEY LEE BONNER AND MELISSA
Legal Tract	1
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2000
Census Tract	207

Owner

Source: Onslow County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	282 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	0006529901
Deed Book / Page	6529 / 901
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 18, 2026
Property Address	282 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6329
Document Number	0065290901
Book / Page	6529 / 901
Map Reference	MB 47 PG 24 SL L-404
Instrument Date	Jan 25, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6329

Mortgage

Document Number	0006529904
Date	Feb 18, 2026
Instrument	6529/904

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 11, 2019
Property Address	282 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6329
Document Number	0049610900
Book / Page	004961 / 000900
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	207 WOODLAND DR JACKSONVILLE NC 285405410, JACKSONVILLE, NC 28540-5410

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00	$115,830 (-) Land $27,000 Building $88,830	$115,830 (-) Land $27,000 Building $88,830
2023	$758.00	$115,830 Land $27,000 Building $88,830	$115,830 Land $27,000 Building $88,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

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