287 Meadow Mountain Trl, Swanton, MD 21561 Property Records

Garrett County property record for 287 Meadow Mountain Trl, Swanton, MD 21561

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,016 sqft · built 2003
Lot Size	5.23 acres (227,819 sqft)
Owner	2 Individual Names on File
Last Sale	$185,800 (May 2021)
Tax Bill	$1,715 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-002759`

Property Details

APN / Parcel Number

Primary APN	`01-002759`
Alternative APNs	`1002759` `002759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)
Garage Type	Attached
Garage Area	192 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002759
Street Address	287 MEADOW MOUNTAIN TRL
City	SWANTON
State	MD
Zip	21561-2415
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	5.23 AC TRACT 6 SECT B MEADOW MTN TRAILS
Legal Subdivision	MEADOW MOUNTAIN TRAILS
Legal Tract	6
Legal Lot Number	6
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	1
Census Block	1013
Census Tract	501

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
May 7, 2021	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Oct 3, 2007 · Amount on File
Deed Book / Page	2309 / 172
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Jun 24, 2026
Property Address	287 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2415
Document Number	2693000128
Book / Page	2693 / 128
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2415

Mortgage

Document Number	2693000128,
Date	Jun 24, 2026
Book Page	2693/128

Lender

Name	MIDDLETOWN VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 7, 2021
Property Address	287 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2415
Document Number	0023090172
Book / Page	2309 / 172
Map Reference	MB 2 PG 12
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	287 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2415

Mortgage

Document Number	0002309176
Date	May 7, 2021
Instrument	2309/176

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,715.00 (+1.12%) Homeowner's exemption	$184,933 (+11.09%)	$203,400 (-) Land $41,300 Building $162,100
2025	$1,696.00 (+3.73%) Homeowner's exemption	$166,467 (+18.79%)	$203,400 (+37.43%) Land $41,300 Building $162,100
2023	$1,635.00 Homeowner's exemption	$140,133	$148,000 Land $34,600 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Meadow Mountain Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures