160 Meadow Mountain Trl, Swanton, MD 21561 Property Records

Garrett County property record for 160 Meadow Mountain Trl, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,766 sqft · built 2019
Lot Size	5.42 acres (236,095 sqft)
Owner	Individual Name on File
Last Sale	$10,500 (Mar 1988)
Tax Bill	$2,853 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-002740`

Property Details

APN / Parcel Number

Primary APN	`01-002740`
Alternative APNs	`1002740` `002740`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,766 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	236,095 sqft (5.42 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	002740
Street Address	160 MEADOW MOUNTAIN TRL
City	SWANTON
State	MD
Zip	21561-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.42 AC TRACT 3 SECT A MEADOW MTN TRAILS SUB
Legal Subdivision	MEADOW MTN TRAILS SUB
Legal Tract	3
Legal Lot Number	3
Jurisdiction	GARRETT MD
Township / Civil Division	12, BITTINGER
Census Block Group	1
Census Block	1008
Census Tract	501

Owner

160 Meadow Mountain Trl is owned and occupied by an individual who bought it in March 1988.

Source: Garrett County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	160 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Aug 1, 2018	Deed of Trust, Mortgage · ARM FIRST PEOPLES COMMUNITY FCU
Jan 16, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 1988 · Amount on File
Deed Sale	Mar 23, 1988 · Amount on File
Deed Book / Page	509 / 635
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	160 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2464
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022860124
Date	Feb 26, 2021
Book Page	2286/124

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	160 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGHENY HIGHLANDS TITLE &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020860002
Date	Aug 1, 2018
Book Page	2086/0002

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	ARM
Amount	Amount on Record
Term	366 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	10.2%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 16, 2018
Property Address	160 MEADOW MOUNTAIN TRL, SWANTON, MD 21561-2464
Document Number	0020530038
Book / Page	002053 / 000038
Instrument Date	Dec 4, 2017
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 MEADOW MOUNTAIN TRL SWANTON MD 215612405, SWANTON, MD 21561-2405

Mortgage

Document Number	20530042
Date	Jan 16, 2018
Book Page	002053/000042

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 160 Meadow Mountain Trl was $2,853 with a homeowner's exemption.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,853.00 Homeowner's exemption	$301,233	$332,000 Land $41,600 Building $290,400
2023	$2,725.00 Homeowner's exemption	$230,800	$239,700 Land $34,800 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Meadow Mountain Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Meadow Mountain Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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