287 Maple Ridge Estates Dr, West Jefferson, NC 28694 Property Records

Ashe County property record for 287 Maple Ridge Estates Dr, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 2007
Lot Size	0.893 acres (38,899 sqft)
Owner	Individual Name on Record
Last Sale	$250,500 (Apr 2021)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15271-080-004`

Property Details

APN / Parcel Number

Primary APN	`15271-080-004`
Alternative APNs	`152975307331` `107909`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,520 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	38,899 sqft (0.893 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	107909
Old Parcel Number	15271080004
Street Address	287 MAPLE RIDGE ESTATES DR
City	WEST JEFFERSON
State	NC
Zip	28694-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.893 AC
Legal Subdivision	SURVEY FOR DIANE DIXON
Legal Lot Number	4
Jurisdiction	ASHE NC
Township / Civil Division	PINE SWAMP
Census Block Group	1
Census Block	1018
Census Tract	970702

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20211985
Deed Book / Page	525 / 1566
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	287 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8020
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00555/1030
Date	Aug 21, 2023
Book Page	555/1030
Instrument	3648

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 7, 2021
Property Address	287 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8020
Document Number	00525/1566
Book / Page	525 / 1566
Map Reference	MB 10 PG 213
Instrument Date	Mar 24, 2021
Instrument	1985
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 DILLARD DR, JEFFERSON, NC 28640-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8020

Mortgage

Document Number	0000001986
Date	Apr 7, 2021
Instrument	1986

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00	$288,000 (-) Land $15,000 Building $273,000	$288,000 (-) Land $15,000 Building $273,000
2025	$1,451.00 (+4.16%)	$288,000 (-) Land $15,000 Building $273,000	$288,000 (-) Land $15,000 Building $273,000
2023	$1,393.00 (+23.82%)	$288,000 (+62.34%) Land $15,000 Building $273,000	$288,000 (+62.34%) Land $15,000 Building $273,000
2022	$1,125.00	$177,400 Land $15,000 Building $162,400	$177,400 Land $15,000 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Optimum.

Cell Coverage

No cell data coverage reported

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