190 Maple Ridge Estates Dr, West Jefferson, NC 28694 Property Records

Ashe County property record for 190 Maple Ridge Estates Dr, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	2,024 sqft · built 2000
Lot Size	0.956 acres (41,643 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Apr 2022)
Tax Bill	$1,745 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15271-080-008`

Property Details

APN / Parcel Number

Primary APN	`15271-080-008`
Alternative APNs	`152975306022` `109625` `111771`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,024 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Lot Area	41,643 sqft (0.956 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	111771
Old Parcel Number	15271080008
Street Address	190 MAPLE RIDGE ESTATES DR
City	WEST JEFFERSON
State	NC
Zip	28694-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.956 A LOT 8 FROM ARCHIE & AMP; LARRY PIERCE RT 117
Legal Subdivision	THE MAPLE RIDGE DEVELOPMENT
Legal Lot Number	8
Jurisdiction	ASHE NC
Township / Civil Division	PINE SWAMP
Census Block Group	1
Census Block	1018
Census Tract	970702

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8060 ADAIR LN, 2709, SANDY SPRINGS, GA 30350-5070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Document Number	20222202
Deed Book / Page	540 / 2044
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	190 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8024
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00503/1567
Date	Aug 23, 2019
Book Page	503/1567
Instrument	3596

Lender

Name	POLARIS HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	190 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8024
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513/256
Date	Jun 12, 2020
Book Page	513/256
Instrument	2599

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	190 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8024
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE ESTATES DR, WEST JEFFERSON, NC 28694-8024

Mortgage

Document Number	00529/1642
Date	Jul 14, 2021
Book Page	529/1642
Instrument	4065

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,745.00	$346,300 (-) Land $15,000 Building $331,300	$346,300 (-) Land $15,000 Building $331,300
2025	$1,745.00 (+4.12%)	$346,300 (-) Land $15,000 Building $331,300	$346,300 (-) Land $15,000 Building $331,300
2023	$1,676.00 (+212.1%)	$346,300 (+106.13%) Land $15,000 Building $331,300	$346,300 (+106.13%) Land $15,000 Building $331,300
2022	$537.00	$168,000 Land $15,000 Building $153,000	$168,000 Land $15,000 Building $153,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Optimum.

Cell Coverage

No cell data coverage reported

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