287 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 287 Main St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1950
Square Footage	1,344 sqft Living Area
Lot Size	8,472 sqft (0.194 acres)
Occupancy	Owner Occupied
Last Sale	$635,000 (2026)
Tax Bill	$5,579.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-C B:0003 L:0011`
Alternative APNs	`M:010=C B:0003 L:0011` `9915022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area
Gross Area	2,518 sqft Gross Area
1st Floor	768 sqft 1st Floor
Basement Area	768 sqft Basement
Unfinished Basement	768 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,472 sqft (0.194 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	9915022
Street Address	287 MAIN ST
City	SAUGUS
State	MA
Zip	01906-3237
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1019
Census Tract	208401

Owner

Source: Essex County and Saugus Town records · APN SAUG M:010-C B:0003 L:0011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	287 MAIN ST, SAUGUS, MA 01906-3237
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Doc Number	2026666243
Record Refreshed	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 19, 2026
Property Address	287 MAIN ST, SAUGUS, MA 01906-3237
Document Number	0000666243
Instrument Date	May 13, 2026
Instrument	2026666243
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	287 MAIN ST, SAUGUS, MA 01906-3237

Mortgage

Document Number	0000666244,
Date	May 19, 2026
Instrument	2026666244

Lender

Name	HOME FEDERAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,579.00 (+6.45%)	$522,400 (+6.16%) Land $292,000 Building $230,400	$576,935
2024	$5,241.00 (+2.22%)	$492,100 (+8.08%) Land $265,400 Building $226,700
2023	$5,127.00	$455,300 Land $238,900 Building $216,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.