Essex County and Saugus Town property record for 286 Main St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,186 sqft · built 1965 |
| Lot Size | 0.551 acres (24,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Dec 2006) |
| Tax Bill | $6,624 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-C B:0001 L:0007 |
| Primary APN | SAUG M:010-C B:0001 L:0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 3,682 sqft |
| 1st Floor Area | 1,267 sqft |
| Basement Area | 1,225 sqft |
| Unfinished Basement | 306 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,006 sqft (0.551 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3260010 |
|---|---|
| Street Address | 286 MAIN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records · APN SAUG M:010-C B:0001 L:0007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 MAIN ST, SAUGUS, MA 01906-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| May 01, 2023 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jan 27, 2021 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2006 · Amount on Record |
| Deed Sale | Dec 05, 2006 · Amount on Record |
| Deed Book / Page | 26354 / 257 |
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 39458-19 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 286 MAIN ST, SAUGUS, MA 01906-4519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0039458-21 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39458/21 |
| Instrument | 20210127000930 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 286 MAIN ST, SAUGUS, MA 01906-4519 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041544-364 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 41544/364 |
| Instrument | 20230501002410 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 27, 2021 |
| Property Address | 286 MAIN ST, SAUGUS, MA 01906-4519 |
| Document Number | 39458-19 |
| Book / Page | 39458 / 19 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 20210127000920 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 MAIN ST, SAUGUS, MA 01906-4519 |
| Document Number | 39458-21 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39458/21 |
| Instrument | 20210127000930 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,624.00 (+6.58%) | $620,200 (+6.27%) Land $331,600 Building $288,600 | $861,175 |
| 2024 | $6,215.00 (+3.6%) | $583,600 (+9.53%) Land $301,500 Building $282,100 | |
| 2023 | $5,999.00 | $532,800 Land $271,500 Building $261,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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